Refinancing6 min read
Should You Refinance Your Home Loan in 2026? Here's What to Consider
With the RBA cash rate at 4.10%, many Australians are asking whether now is the right time to refinance. Here's a practical guide.
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Purchase residential or commercial property inside your Self-Managed Super Fund. We specialise in limited recourse borrowing arrangements (LRBAs) for SMSF investors.
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Combine multiple debts — credit cards, personal loans, car loans — into a single lower-rate home loan repayment to reduce your monthly outgoings and simplify your finances.
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Bridging Finance
Buying before you sell? A bridging loan lets you secure your new property without waiting for settlement on your existing home, giving you flexibility and peace of mind.
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Help a family member get into the property market sooner, or use a guarantor to avoid LMI and borrow up to 100% of the property value.
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We can factor your HECS-HELP debt into your borrowing strategy and, where appropriate, structure a loan to pay it out and improve your borrowing capacity.
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Use our calculators to estimate repayments, borrowing power, stamp duty, and refinance savings — all in real time.
RBA Cash Rate: 4.1% p.a.· Updated 2026-03-17
$600,000
$100k$3M
30 years
5 yrs30 yrs
Standard variable rate for owner-occupiers paying principal and interest.
Estimated Monthly Repayment
$3,593
at 5.99% p.a. indicative rate
Total Repaid$1,293,641
Total Interest$693,641
Loan Principal$600,000
Indicative rates only. Actual rates depend on lender, LVR, credit profile, and loan features. Contact Outlook Finance for a personalised rate comparison. Comparison rates are based on a $150,000 loan over 25 years.
Resources & Guides
Mortgage Tips & Market Insights
Expert articles to help you navigate the Australian property market with confidence.
Investment8 min read
Investment Property Loans in Australia: What Every Investor Needs to Know
A comprehensive guide to financing your investment property — loan types, tax implications, and how to maximise your borrowing power.
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Market Update5 min read
RBA Cash Rate March 2026: What the 4.10% Rate Means for Your Mortgage
The RBA held the cash rate at 4.10% in March 2026. Here's what this means for variable rate borrowers and those coming off fixed rates.
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General7 min read
Low Doc Loans for Self-Employed Australians: A Complete Guide
If you are self-employed and struggling to get a traditional home loan, a low doc loan could be the solution. Here's everything you need to know.
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First Home Buyer6 min read
Stamp Duty in Australia 2026: State-by-State Guide
Stamp duty is one of the biggest upfront costs when buying property. Here's a state-by-state breakdown of current rates and concessions.
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First Home Buyer7 min read
The Complete First Home Buyer Guide for Australia in 2026
Everything you need to know about buying your first home in Australia — from saving your deposit to settlement day.
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