Standard Prime Variable for investment properties — grow your portfolio with competitive rates and a 100% offset account.
Investment P&I · ≤ 70% LVR
Comparison rate 6.74% p.a.*
Competitive P&I and IO variable rates for residential investment properties, with a 100% offset account on every split.
Zero application fee with straightforward eligibility. Suitable for borrowers with a clear credit history and good loan conduct.
Borrow up to $3.5 million for metro and inner-city investment properties. Interest Only available up to 5 years.
Loans up to $3.5m · New lending only · Rates correct as at 23 March 2026
| Purpose | Max LVR | Variable Rate | Comparison Rate* |
|---|---|---|---|
| Investment P&I | ≤ 70% | 6.24%Best | 6.74% |
| Investment P&I | ≤ 80% | 6.34% | 6.84% |
| Investment IO | ≤ 70% | 6.64% | 7.14% |
| Investment IO | ≤ 80% | 6.74% | 7.24% |
*Comparison rate based on a $150,000 loan over 25 years P&I. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates.
Estimate your new monthly repayment — for illustration only.
Estimated monthly repayment (P&I)
$3,690
This is an estimate only. Actual repayments may vary. Seek professional financial advice before making any decisions.
See how much you could save by switching to Easy Invest Variable. Enter your current investment loan details below.
Same as current balance
Click a rate above to auto-fill
Current monthly repayment
$4,434
7.50% p.a. · 25 yrs
Easy Invest monthly repayment
$3,954
6.24% p.a. · 25 yrs
Your estimated savings
This comparison is for illustrative purposes only and does not constitute financial advice. Actual savings will depend on your individual circumstances, fees, and lender assessment. Seek professional advice before refinancing.
Minimum Loan
$50,000
Loan Term
5 to 30 years (60 – 360 months)
Maximum Exposure
$10m aggregate per borrower; $3.5m per individual loan
Interest Only
Up to 5 years (+0.40% p.a.), monthly repayments only.
Cash Out
Up to $50,000 or 3% of security value (whichever is higher). Verified income must cover new loan as P&I incl. refinance amount + cash out. No cash out on IO loans.
Offset Account
100% offset included with each loan split.
Unacceptable Postcodes
NSW — 2747 | QLD — 4183
| LVR | Metro / Non-Metro | Inner City | Regional |
|---|---|---|---|
| ≤ 70% | $3.5m | $3.5m | $2.0m |
| 70.01% – 80% | $3.5m | $3.5m | $1.5m |
Click to view full fee schedule.
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