Standard Prime Variable for investment properties — grow your portfolio with competitive rates and a 100% offset account.
Investment P&I · ≤ 70% LVR
Comparison rate 6.74% p.a.*
Competitive P&I and IO variable rates for residential investment properties, with a 100% offset account on every split.
Zero application fee with straightforward eligibility. Suitable for borrowers with a clear credit history and good loan conduct.
Borrow up to $3.5 million for metro and inner-city investment properties. Interest Only available up to 5 years.
Loans up to $3.5m · New lending only
| Purpose | Max LVR | Variable Rate | Comparison Rate* |
|---|---|---|---|
| Investment P&I | ≤ 70% | 6.24%Best | 6.74% |
| Investment P&I | ≤ 80% | 6.34% | 6.84% |
| Investment IO | ≤ 70% | 6.64% | 7.14% |
| Investment IO | ≤ 80% | 6.74% | 7.24% |
*Comparison rate based on a $150,000 loan over 25 years P&I. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates.
Estimate your investment loan repayment — for illustration only.
Estimated monthly P&I repayment
$3,690
This is an estimate only. Actual repayments may vary. Seek professional financial advice before making any decisions.
Minimum Loan
$50,000
Loan Term
5 to 30 years (60 – 360 months)
Maximum Exposure
$10m aggregate per borrower; $3.5m per individual loan
Interest Only
Up to 5 years (+0.40% p.a.); monthly repayments only.
Cash Out
Up to $50,000 or 3% of security value (whichever is higher). No cash out on IO loans.
Offset Account
100% offset included with each loan split.
Unacceptable Postcodes
NSW — 2747 | QLD — 4183
| LVR | Metro / Non-Metro | Inner City | Regional |
|---|---|---|---|
| ≤ 70% | $3.5m | $3.5m | $2.0m |
| 70.01% – 80% | $3.5m | $3.5m | $1.5m |
Click to view full fee schedule.
Legal fees do not cover disbursements, government charges, and funder's contract processing fee. Subject to lending criteria. Information correct as at 23 March 2026.
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